Fees, exchange rate margins, and payout speed across Wise, LemFi, Remitly, Western Union, Sendwave and crypto.
Sending Canadian dollars to Nigeria costs between 0.1% and 5.2% of the amount, depending entirely on which app you open. Here's what each provider actually charges on the CAD→NGN route, why your rate is really a cross rate, and how to check before you send.
A US-specific guide to sending money to Nigeria — why Zelle can't do it, which providers are actually FinCEN-registered, and why paying by direct debit can beat a bank transfer on both cost and speed.
A UK-specific guide to sending money to Nigeria — how GBP transfers are priced differently from USD ones, which providers are FCA-regulated, what triggers extra verification, and how to actually compare your options before you send.
School fees are the biggest transfers most diaspora families make all year — and the most expensive to get wrong. How to time it, which providers to use for large amounts, and whether to pay the school directly.
We compared the real fees and exchange rate margins on Wise, Western Union, LemFi, Remitly, Sendwave, and crypto (USDT) for sending money to Nigeria — here's what actually reaches your recipient.